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Unfair Credit Card Charges - Letter Template 2

Letter Template - Asking for a refund for your unfair credit card charges. Please use this letter template to send to your credit card provider to help you reclaim your unfair credit card charges from...

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Unfair Credit Card Charges - Letter Template 3

Letter Template - Unfair Taking Legal Action against your unfair credit card charges. Please use this letter template to send to your credit card provider to help you reclaim your unfair credit card...

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The Difference Between Visa and Mastercard

We take a close look at the differences between using Visa and MasterCard to make payments for your purchases, and how to decide which one is right for you...

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How To Reclaim Your Credit Card Charges

The FSA has allowed banks to put all bank charges on hold but this doen't include unfair credit card charge. To reclaim unfair credit card charges here is what you must do...

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Important Credit Card Mistakes To Avoid

If used properly, credit cards can offer significant safety and convenience benefits, but mistakes with your credit can cost you dearly, more so if you are the sort off customer who takes out a credit...

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Things You Should Know About Credit Cards

As many customers enjoy getting free credit by switching or moving there debts to 0% interest offer, Many are still stuck in debt, in fact as a nation we owe an unbelievable £1 trillion in personal...

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How You Can Improve Your Credit Rating

It seems that people today are getting into debt and ending up with a bad credit rating making it hard to get credit. This guide will help guide you through a few simple steps to improve your credit...

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Learn More About How Credit Scoring Works?

When you apply for any form of credit whether it be a a personal loan, mortgage or credit card the lender uses credit scoring to make help them make decisions when granting...

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Payday Loans - Are They Worth It?

Payday loans can be an attractive option but they can also spell DANGER if you are not careful we choosing. This guide explains the pros and cons of payday loans...

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Get Your FREE Experian Credit Report!

Did you know that your credit report information is very important to lenders when they are deciding whether to give you a loan or credit card? Which is why it's important to make...

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A Guide To Personal Loans

You don't have be a banking expet to know that the recession and financial crisis has hit banks hard. Firstly they are having to significantly shrink their balance sheet and secondly they ...

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Unsecured Loans Vs Secured Loans

Lenders are more willing to accept loans whenthey are secured against your home. Most lenders won't accept those for loans over £25,000 unless they are secured. But you must ...

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Frugal Lifestyle Tips

At a time when many people are beginning to feel the effects of a struggling economy, it makes sense to consider spending less in preparation for the possible tough times ahead...

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Five Minute Finance: Savings & Mortgages

Despite low cash savings rates many consumers are placing a higher priority on putting money aside. Tighter credit conditions have meant that many people have had to save for purchases, while rising...

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What To Look For When Choosing An ISA

So, you may have noticed a lot going on with ISAs at the moment. This is because we are approaching the end of the tax year (6th April – 5th April) and in order to use your annual ISA entitlement ...

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Easy Access Vs Fixed Rate Savings

As base rate fell, Moneyfacts.co.uk noticed a change in the savings habits of the visitors to its website. Historically, the biggest proportion of savers were searching for easy access accounts...

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Save Nearly Five Hundred Pounds A Month

When trying to save money there some simple things you can do that most of tend to forget follow these 5 steps to save nearly five hundred pounds a month...

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Using Mobile Broadband Abroad

While you should be able to use your mobile broadband dongle or card abroad, it's likely to set you back a pretty penny - the data you use will not count towards your normal monthly allowance and will...

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Mobile Broadband Comparisons Guide

Before you sign up to any mobile broadband package it’s worth doing plenty of research to ensure the provider has coverage in your area and that the terms of contract and price are right for you...

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Broadband Compatibility Guide

Getting online has never been easier and as more electronic gadgets start to utilise your home broadband connection, often wirelessly, installation is also becoming more straightforward...

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How Fast Is My Broadband?

Alongside price, speed is one of the key factors people talk about when it comes to choosing broadband. All of the internet service providers quote the broadband download speed as a key part of their...

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Broadband Connections Problems Guide

Whether its slow, intermittent, or not working at all, there are few things more frustrating than a dodgy fixed-line internet connection! Hopefully we can get your wayward web connection back on track...

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What You Get For Your Gigabyte

When it comes to mobile broadband, there are a large variety of deals out there. To differentiate themselves from their competitors, the mobile providers try to undercut their rivals in terms of price...

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Glossary: Broadband Terms Explained

Complete broadband glossary guide explaining all technical terms, from ADSL to WLAN, explained in an easy to understand manner. Our guide will help you understand more about broadband and...

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Beginners Guide to Broadband

Broadband has become such an important part of many peoples lives. It is used by almost everyone for one reason or another. Some use it for business, others for shopping, or online gaming, to chat to...

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Broadband Comparison Guide

This guide explains the basics of getting yourself online with a fixed-line connection at home or in the office. If you're confident you know the basics of broadband, but are a bit baffled by the...

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Wireless Broadband Set-Up Guide

Home wireless broadband internet technology, commonly know as Wi-Fi, enables you to share your broadband connection between several computers or other devices without needing to run unsightly cables...

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Mobile Broadband Beginners Guide

Mobile internet technology allows you to do all the things you usually use your broadband connection for without needing a fixed-line telephone connection. This means you can access the internet while...

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UK Mobile Broadband Coverage Guide

It's important to remember that you are not guaranteed to be able to pick up mobile broadband coverage from anywhere around the country. Before you sign up to a mobile broadband package, it is...

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How To Cut The Cost Of Your Energy Bills

While energy prices are starting to drop there no doubt that come the winter we will simply turn up the heating to stay warm and simly push up the cost of your energy bills....

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How To Get Cheap Electricity

Did you you know that switching electricity could help you make huge savings on your bill. If fact by switching energy providers alone you could save upto £340 per year...

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UK Landline Types Explained

Home phones have come along way in the last 20 years, back in the days you use to have to use your fingers to spin a rotary dial to make outgoing calls. Finding a home phone package was much simpler...

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Online Current Accounts

Most people these days have a current account, with many of us now switching to an online current account. Having access to your account online means you can access your money as when you please,...

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What Are Basic Bank Accounts?

Basic Bank accounts are an ideal option for those who are new to banking. If you are just starting your first job and need an account to put your money then a basic account is a great place to start...

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Choosing The Right Credit Card

Choosing the right credit card isn't as complicated as many people make it out to be. However, finding one that best suit's your needs will require doing a little research, but it's a fairly simple...

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Intro Purchases Credit Cards

These types of cards are great if have no balances on existing credit cards and you would like to buy something expensive but spread the cost over a period of time to make repayments smaller and more...

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Balance Transfer Credit Cards

Credit cards are becoming more and more popular these days especially those that offer low indroductory rates on balance transfer. Balance transfer credit cards offer allow you to move over debts from...

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Prepaid Credit Cards

To look at prepaid credit cards look just like normal credit and debit cards, they have a card number, magnetic strip and chip. You can use them like credit and debit cards to make purchases and...

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Cashback and Reward Credit Cards

Cashback and rewards credit cards are a great way to earn back rewards on your spending, especially for those who pay off there balance's off in full each month. Paying off your balance's in full each...

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Airmiles Credit Cards

Airmiles credit cards are a loyalty programme that offer customers points in exchange for spending. They usually allow you to accumulate varying amounts of points for each pound you spend on your card....

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Credit Cards For Bad Credit

Bad credit credit cards are designed for those who have a bad or damaged credit history, and have been unsuccessful with standard credit card applications. Bad credit credit cards are specifically...

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Internet Savings Accounts

Internet savings account are specifically designed to provide you with convenient and secure access to your funds as and when you need whether it be day or night. Internet saving accounts offer great...

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Cash ISA Savings Accounts

Cash ISA are a savings accounts where you can earn interest tax free. For basic tax payers investing in an ISA could increase the interest return on your savings by 20% while this figure increases to...

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Fixed Rate Bonds Saving Accounts

Fixed rate bonds saving accounts are issued by most banks and building societies. They are fixed interest rates which means the interest rate will remain selected peroid of time. Usaully between 6...

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Easy Access Savings Accounts

Easy access savings accounts are great for those who need quick and easy access to there savings, whilst also enjoying the the benefit of a high interest rate. These accounts allow you access to your...

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Notice Savings Accounts

Notice saving account will only allow you access to your money after a specified period of time. In the past notice accounts offered very competitive interest rates, allthough today interest rates on...

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Beware Of Saving Account Restrictions

When choosing a savings account its important to check that the features that the account has to offer and not just the headline interest rate. Choosing the right account can help improve the returns...

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Tax Efficient Saving

When you put your money into a savings account its important to make sure you are making the most of your savings and paying as little tax as possible. Anyone who living in the UK and earning more then...

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Secured Homeowner Loans Explained

Secured loans are the type of loan that requires some type of security against the loan, should you fail to meet your monthly repayments. Usually the loan will be secured against your home, therefore...

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Unsecured Personal Loans Explained

Unsecured loans are one of the more easier way of borrowing money, because the loan is unsecured it means that the loan is risk-free because you do NOT need to have any collateral such as your home...

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